ISO 14001 implementation consultants for los angeles

Business Insurance


Orange County, California

and the

Greater Los Angeles Area


Orange County,California's HTR, established in 1923, is one of the finest independent insurance agencies in California. Our continual growth results from our commitment to provide innovative, comprehensive and affordable risk management solutions for Commercial Insurance and personal clients throughout Orange County, Southern California and worldwide. Decades of service enable us to offer excellent and comprehensive coverage to meet every risk management need.

We will help you achieve your insurance goals by a combination of the following:

Knowledge, Skill and Experience

We specialize in several industries, and know the risks inherent to your specific business.

We will “show you” what we know, demonstrate our skill sets, and apply our years of experience to helping you achieve your insurance goals.

People, Process and Technology

We believe that the key to our success as an organization, is the combination of the following:

  • People. hiring, training, motivating and managing the best people possible. Our staff has a reputation
    for professionalism, in-depth knowledge, courtesy and dedication.
  • Process. we have ongoing projects designed to make both our internal and external business processes as efficient as possible.
  • Technology. we are constantly upgrading our computer technologies. We do this to ensure we are as efficient as possible in helping you achieve your insurance goals.


Commercial Insurance Insurance:


  • Property and Liability

  • Directors and Officers Liability

  • Errors and Omissions

  • Property Lease/Contract analysis

  • Disaster Planning Program

  • Employment Practices loss prevention

  • EPA/pollution site reports

Industry Experience and V.B.I.S

Every associate of Hayward, Tilton & Rolapp Insurance Associates, Inc., has unique experience in a number of industries. We combine this industry experience with the application of our V.B.I.S. (Value Based Insurance System.) A new and very powerful process driven system, designed to make your experience of purchasing, servicing and improving your insurance, both rewarding and meaningful.

Workers’ Compensation

  • Early return to work program

  • SB 198 compliance safety program

  • Workers’ Compensation claims management

  • Experience modification estimating

  • Workers’ Compensation post injury care program

  • Workers’ Compensation anti fraud program

  • Back injury prevention program

Bonding and Surety

  • Bonds issued in-house

  • In-house underwriting

  • Notary service

  • Multiple communication resources

Employee Benefits/Human Resources/Financial Services

  • Medical

  • Dental and vision

  • Design and implementation of benefits plans

  • Employee surveys

  • Health and Wellness Fairs

  • Human Resources administration

  • 401(k) plans

  • EAP assistance


  • Voluntary benefits

  • Buy/Sell agreement

  • Key Person life and disability

Personal Insurance:

  • Homeowners, Renters

  • Auto

  • Umbrella

  • One point contact for customer service

  • Dedicated Claims associate

  • Home Appraisals

  • Fine arts, jewelry, classic or antique auto appraisals

  • Earthquake retrofitting inspections and brush exposure analysis

  • Estate planning

2100 East Katella Avenue
Suite 101
Anaheim, CA  92806

225 South Lake Avenue
Suite 250
Pasadena, CA 91101

Value Based Insurance System™

For over 79 years, we have helped our clients purchase and service their business and personal insurance. Overall, our clients have had their insurance needs met, risk management requirements satisfied, and best price, coverage and value goals achieved.

But, our research has shown us that consumers have expressed ongoing frustration with the insurance industry in the following areas:

  • How Insurance is Purchased. Consumers complain they don’t understand their insurance, why they need specific insurance, why their insurance costs so much, and what is the real value of working with a insurance broker/agency.
  • How Insurance is Serviced. Consumers express frustration with the claims process. They do not know how the claims process works or their role in the process. This frustration extends to certificates of insurance and other insurance needs they have.
  • How Insurance is Improved. Consumers are looking to reduce the price of their insurance, without giving up the coverage they truly need. In other words, how can they get the best price, best coverage and best value?

Each of these client goals (purchasing, servicing and improving) is a system that combines several processes.

The Solution

We have developed the Value Based Insurance System to help solve the three problems/frustrations that consumers encounter with their insurance. The Purchasing, Servicing and Improvement of their insurance.

Call us today to set up a meeting to show you how this powerful system can work for you.

HTR Customer Referral Area Listed Below:

 Adelanto, (Commercial Insurance)
Adelanto, (Business Insurance)
Agoura Hills, (Commercial Insurance)
Agoura Hills, (Business Insurance)
Agoura Hills, (Commercial Insurance)
Alhambra, (Government)
Alhambra, (Commercial Insurance)
Alhambra, (Residential)
Aliso Viejo, (Commercial Insurance)
Anaheim, (Commercial Insurance)
Anaheim, (Business Insurance)
Anaheim, (Business Insurance)
Antioch, (Commercial Insurance)
Antioch, (Business Insurance)
Arcadia, (Commercial Insurance)
Arcadia, (Business Insurance)
Artesia, (Commercial Insurance)
Artesia, (Business Insurance)
Avalon, (Commercial Insurance)
Azusa, (Commercial Insurance)
Azusa, (Business Insurance)
Bakersfield, (Commercial Insurance)
Bakersfield, (Business Insurance)
Banning, (Commercial Insurance)
Barstow, (Commercial Insurance)
Barstow, (Business Insurance)
Beaumont, (Commercial Insurance)
Beaumont, (Business Insurance)
Bell, (Commercial Insurance)
Bellflower, (Commercial Insurance)
Beverly Hills, (Commercial Insurance)
Big Bear City, (Commercial Insurance)
Bishop, (Commercial Insurance)
Brea, (Commercial Insurance)
Brentwood, (Commercial Insurance)
Buena Park, (Commercial Insurance)
Buena Park, (Business Insurance)
Burbank, (Commercial Insurance)
Burbank, (Business Insurance)
Camarillo (Business Insurance)
Canoga Park (Commercial Insurance)
Canoga Park
Canyon Country (Commercial Insurance)
Capistrano Beach (Commercial Insurance)
Carlsbad (Commercial Insurance)
Carmichael (Commercial Insurance)
Cathedral City (Commercial Insurance)
Cathedral City
Chatsworth (Commercial Insurance)
Chatsworth (Business Insurance)
Chino (Commercial Insurance)
Chula Vista (Commercial Insurance)
Chula Vista
City of Industry (Commercial Insurance)
City of Industry (Business Insurance)
City of Industry
Compton (Commercial Insurance)
Compton (Business Insurance)
Corona (Commercial Insurance)
Corona (Business Insurance)
Corona (Gov)
Corona Del Mar (Commercial Insurance)
Coronado (Commercial Insurance)
Costa Mesa (Commercial Insurance)
Costa Mesa (Business Insurance)
Costa Mesa
Culver City (Commercial Insurance)
Culver City (Business Insurance)
Culver City
Cypress  (Commercial Insurance)
Desert Hot Springs (Commercial Insurance)
Desert Hot Springs
Diamond Bar (Commercial Insurance)
Diamond Bar
Downey (Commercial Insurance)
Duarte (Commercial Insurance)
El Cajon (Commercial Insurance)
El Centro
El Monte (Commercial Insurance)
El Monte (Business Insurance)
El Monte
El Segundo (Commercial Insurance)
Encinitas (Commercial Insurance)
Encino (Commercial Insurance)
Escondido (Commercial Insurance)
Eureka (Commercial Insurance)
Fontana (Commercial Insurance)
Fontana (Business Insurance)
Fountain Valley (Commercial Insurance)
Fountain Valley
Fountain Valley (Business Insurance)
Fullerton  (Commercial Insurance)
Fullerton (Business Insurance)
Garden Grove (Commercial Insurance)
Garden Grove
Gardena (Commercial Insurance)
Gardena (Business Insurance)
Glendale  (Commercial Insurance)
Granada Hills
Granada Hills (Business Insurance)
Hacienda Heights
Hemet (Commercial Insurance)
Hermosa Beach
Hesperia (Commercial Insurance)
Hollywood (Commercial Insurance)
Huntington Beach (Commercial Insurance)
Huntington Beach
Huntington Park (Commercial Insurance)
Huntington Park(Business Insurance)
Huntington Park
Indio (Commercial Insurance)
Inglewood (Commercial Insurance)
Irvine (Commercial Insurance)
Irvine (Business Insurance)
Irwindale (Commercial Insurance)
Irwindale (Property Insurance)
La Crescenta (Commercial Insurance)
La Crescenta
La Habra
La Habra  (Commercial Insurance)
La Jolla (Commercial Insurance)
La Jolla
La Mirada (Commercial Insurance)
La Mirada
La Puente
La Puente (Commercial Insurance)
La Puente (Business Insurance)
La Verne
Laguna Hills
Laguna Niguel
Lake Elsinore
Lake Forest (Commercial Insurance)
Lake Forest (Business Insurance)
Lake Forest
Lancaster (Commercial Insurance)
Lancaster (Business Insurance)
Lawndale (Commercial Insurance)
Loma Linda (Commercial Insurance)
Loma Linda
Long Beach (Business Insurance)
Long Beach
Long Beach (Commercial Insurance)
Orange County West
Orange County East
Orange County South
Orange County North
Orange County (Commercial Insurance)
Marina Del Rey (Commercial Insurance)
Marina Del Rey
Mission Hills
Mission Viejo (Commercial Insurance)
Mission Viejo
Monrovia (Commercial Insurance)
Montebello (Commercial Insurance)
Montebello (Business Insurance)
Monterey Park  (Commercial Insurance)
Monterey Park
North Hollywood (Commercial Insurance)
North Hollywood
Northridge (Commercial Insurance)
Norwalk (Commercial Insurance)
Oceanside (Commercial Insurance)
Ojai (Commercial Insurance)
Ontario (Commercial Insurance)
Ontario (Business Insurance)
Orange (Commercial Insurance)
Oxnard (Commercial Insurance)
Pacoima (Commercial Insurance)
Pacoima (Business Insurance)
Palm Desert (Commercial Insurance)
Palm Desert
Palm Springs (Commercial Insurance)
Palm Springs
Palmdale (Commercial Insurance)
Pasadena (Commercial Insurance)
Pasadena (Business Insurance)
Pico Rivera (Commercial Insurance)
Pico Rivera
Pomona (Commercial Insurance)
Pomona (Business Insurance)
Rancho Cucamonga (Commercial Insurance)
Rancho Cucamonga
Redlands (Commercial Insurance)
Redlands (Business Insurance)
Redondo Beach (Commercial Insurance)
Redondo Beach
Reseda (Commercial Insurance)
Riverside (Commercial Insurance)
Riverside (Business Insurance)
Rowland Heights
Rowland Heights(Commercial Insurance)
San Bernardino (Commercial Insurance)
San Bernardino
San Bernardino (Business Insurance)
San Clemente (Commercial Insurance)
San Clemente (Business Insurance)
San Clemente
San Diego (Business Insurance)
San Diego (Commercial Insurance)
San Diego
San Dimas  (Commercial Insurance)
San Dimas
San Juan Capistrano (Commercial Insurance)
San Juan Capistrano (Business Insurance)
San Juan Capistrano
San Pedro (Commercial Insurance)
San Pedro
Santa Ana (Commercial Insurance)
Santa Ana (Business Insurance)
Santa Ana
Santa Ana
Santa Barbara (Commercial Insurance)
Santa Barbara
Santa Clara (Commercial Insurance)
Santa Clara (Business Insurance)
Santa Clara
Santa Clarita
Santa Fe Springs (Commercial Insurance)
Santa Fe Springs (Business Insurance)
Santa Fe Springs (Gov)
Santa Fe Springs (Ed)
Santa Fe Springs
Santa Monica (Commercial Insurance)
Santa Monica (Business Insurance)
Santa Monica (Gov)
Santa Monica
Santa Rosa (Commercial Insurance)
Santa Rosa (Business Insurance)
Santa Rosa
Sherman Oaks (Commercial Insurance)
Sherman Oaks (Business Insurance)
Sherman Oaks
Simi Valley (Commercial Insurance)
Simi Valley (Business Insurance)
Simi Valley
Simi Valley (Commercial Insurance)
South Pasadena
South Pasadena (Commercial Insurance)
Stanton (Commercial Insurance)
Stanton (Business Insurance)
Sun Valley (Commercial Insurance)
Sun Valley (Business Insurance)
Sunland (Business Insurance)
Sylmar (Commercial Insurance)
Tarzana (Commercial Insurance)
Temecula  (Commercial Insurance)
Thousand Oaks (Commercial Insurance)
Thousand Oaks
Torrance (Commercial Insurance)
Tustin (Business Insurance)
Tustin (Commercial Insurance)
Upland  (Commercial Insurance)
Valencia (Commercial Insurance)
Van Nuys (Commercial Insurance)
Van Nuys (Business Insurance)
Van Nuys
Ventura (Commercial Insurance)
Ventura (Business Insurance)
Victorville (Commercial Insurance)
Walnut (Commercial Insurance)
Walnut (Business Insurance)
West Covina (Commercial Insurance)
West Covina
West Hollywood
Westlake Village (Commercial Insurance)
Westlake Village (Business Insurance)
Westlake Village
Westminster (Commercial Insurance)
Westminster (Business Insurance)
Whittier (Commercial Insurance)
Whittier (Business Insurance)
Wilmington (Commercial Insurance)
Wilmington (Business Insurance)
Windsor (Commercial Insurance)
Winnetka (Commercial Insurance)
Woodland Hills (Commercial Insurance)
Woodland Hills
Yorba Linda (Commercial Insurance)
Yorba Linda